Your employer match: don't leave it on the table

Many employers add money to your workplace retirement account when you contribute. This "match" is part of your pay, and many people don't contribute enough to get all of it.

Find out

• Whether your employer offers a match, and the formula (for example, 50% of what you put in, up to 6% of pay)
• The vesting schedule: how long you must stay to keep the employer's money
• Whether you were enrolled automatically, and at what rate

Then

Check your contribution rate on your pay stub or plan website. If you're contributing less than needed to get the full match, consider raising it.

General educational information only, not investment advice. All investing involves risk. Nickel Gains isn't paid by any broker, fund company or adviser.